%d can be used to track if the current connection is in a transaction
block or not, and adding it by default to the prompt has the advantage
to not need a modification of .psqlrc, something not possible depending
on the environment.

This discussion has happened across various sources, and there was a
strong consensus in favor of this change.

Author: Vik Fearing
Reviewed-by: Fabien Coelho
Discussion: https://postgr.es/m/09502c40-cfe1-bb29-10f9-4b3fa7b2bbb2@2ndquadrant.com