dropped.  The simplest fix for INSERT/UPDATE cases turns out to be for
preptlist.c to insert NULLs of a known-good type (I used INT4) rather
than making them match the deleted column's type.  Since the representation
of NULL is actually datatype-independent, this should work fine.
I also re-reverted the patch to disable the use_physical_tlist optimization
in the presence of dropped columns.  It still doesn't look worth the
trouble to be smarter, if there are no other bugs to fix.
Added a regression test to catch future problems in this area.