mul_var() postpones propagating carries until it risks overflow in its
internal digit array.  However, the logic failed to account for the
possibility of overflow in the carry propagation step, allowing wrong
results to be generated in corner cases.  We must slightly reduce the
when-to-propagate-carries threshold to avoid that.

Discovered and fixed by Dean Rasheed, with small adjustments by me.

This has been wrong since commit d72f6c75,
so back-patch to all supported branches.