One can say "INSERT INTO tab(generated_col) VALUES (DEFAULT)" and not
draw an error.  But the equivalent case for a multi-row VALUES list
always threw an error, even if one properly said DEFAULT in each row.
Fix that.  While here, improve the test cases for nearby logic about
OVERRIDING SYSTEM/USER values.

Dean Rasheed

Discussion: https://postgr.es/m/9q0sgcr416t.fsf@gmx.us